:root{--muted:#617773}.brand{font-size:24px;letter-spacing:-1px}.brand small{font-size:10px;color:#176958;align-self:flex-start;margin-left:2px}.brand-sub{font-size:10px;opacity:.8;margin-bottom:34px}.menu-label{opacity:.8}.sidebar nav a{font-size:13px}.sidebar-bottom>a{opacity:1;color:#39685a;font-size:11px}.side-progress p{font-size:22px}.topbar{position:sticky;top:0;z-index:25;height:77px}.topbar .header-cta{background:var(--accent);color:white;padding:13px 19px;border-radius:5px;font-size:12px;white-space:nowrap}.topbar .header-cta:hover,.button:hover{background:#105443;color:white}.topbar>p{font-size:12px}.mobile-brand{display:none}.breadcrumbs{display:flex;flex-wrap:wrap;align-items:center;gap:8px 11px;padding:24px 0 0;font-size:11px;line-height:1.8;color:#657e74}.breadcrumbs>span:last-child{overflow-wrap:break-word}.article-hero{padding:34px 0 42px}.article-hero h1{font-size:clamp(34px,3.8vw,56px);max-width:1080px;line-height:1.12;hyphens:none;overflow-wrap:break-word;letter-spacing:-1.8px;margin-bottom:28px}.article-hero>.eyebrow{font-size:10px}.hero-lower{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:36px;align-items:center}.hero-lower:not(:has(figure)){grid-template-columns:1fr;max-width:850px}.hero-lower .lead{font-size:17px;line-height:1.85;max-width:none}.hero-lower .button{margin-top:25px;font-size:13px;border-radius:5px;padding:16px 22px}.review-date{font-size:11px;color:#688477;margin-top:18px}.editorial-photo{margin:0;min-width:0}.editorial-photo img{display:block;width:100%;height:auto;border-radius:4px}.editorial-photo figcaption{font-size:10px;color:#688074;line-height:1.75;margin-top:9px}.finder-heading h2{font-size:27px}.finder-heading .eyebrow{font-size:9px}.choice-grid button>b{font-size:15px}.choice-grid button>span:not(.choice-icon){font-size:12px;color:#61766c}.finder-result h3{font-size:20px}.finder-result p{font-size:13px;color:#546d60}.finder-result .button{font-size:12px;border-radius:4px}.article-index{margin:35px 0;padding:22px 25px;background:#fff;border:1px solid var(--line);border-radius:10px}.article-index summary{font-size:14px;font-weight:650}.article-index ol{columns:2;column-gap:36px;font-size:13px;line-height:1.8;padding-left:22px;margin:20px 0 0}.article-index li{break-inside:avoid;margin:9px 0}.article-index a:hover{color:var(--accent);text-decoration:underline}.article-body{max-width:1040px;margin:25px auto 50px;font-size:16px;line-height:1.85;min-width:0}.article-body p{line-height:1.9;margin:18px 0}.article-body h2{font-size:31px;margin:44px 0 20px;line-height:1.25;letter-spacing:-.8px;hyphens:none;overflow-wrap:break-word;scroll-margin-top:100px}.article-body h3{font-size:23px;font-weight:600;line-height:1.4;margin:29px 0 16px;hyphens:none;overflow-wrap:break-word;scroll-margin-top:100px}.article-body h4{font-size:18px;line-height:1.6;margin:25px 0 13px}.article-body a{color:#126b52;text-decoration:underline;text-underline-offset:3px}.article-body a:hover{color:#0c4939}.article-body ul,.article-body ol{padding-left:25px;margin:22px 0}.article-body li{margin:10px 0;line-height:1.85;overflow-wrap:break-word;hyphens:none}.article-body blockquote,.article-body aside,.article-body .note,.article-body .notice{padding:24px 28px;background:#edf4ed;border:1px solid #d5e3d6;border-left:4px solid #83a58d;border-radius:7px;margin:29px 0}.article-body .warning{background:#faf6e9;border-color:#e4d7ae;border-left-color:#b58a36}.article-body :is(aside,.note,.notice,blockquote)>:first-child{margin-top:0}.article-body .cards-grid,.article-body .card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:19px;margin:30px 0}.article-body .card{padding:25px;background:#fff;border:1px solid var(--line);border-radius:10px}.article-body .card h3{margin-top:0}.article-body .table-scroll{overflow-x:auto;max-width:100%;margin:30px 0;border:1px solid var(--line);border-radius:8px;background:#fff}.article-body table{font-size:14px;width:100%;margin:0}.article-body th,.article-body td{padding:17px 20px;min-width:145px;hyphens:none;word-break:normal;line-height:1.7}.article-body th{font-weight:650}.article-body thead{background:#e6efe9;color:#365749;font-size:12px}.article-body caption{text-align:left;background:#f2f6f1;font-weight:650;padding:20px}.article-body details{border:1px solid var(--line);border-radius:8px;padding:20px 23px;background:#fff;margin:13px 0}.article-body summary{font-size:16px;font-weight:600}.article-body details p{margin-bottom:0}.article-body .button{color:#fff;text-decoration:none;font-size:13px}.hub{margin:12px 0 45px}.hub-search{padding:25px;background:#e9f1e9;border-radius:11px;margin-bottom:23px}.hub-search label{font-size:15px;font-weight:650;display:block;margin-bottom:12px}.hub-search input{padding:14px 17px;width:100%;max-width:650px;border:1px solid #c6d9cc;border-radius:6px;background:#fff;font-size:15px}.hub-search p{font-size:11px;color:#5a7766;margin-top:12px}.hub-links{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.hub-link{display:flex;gap:15px;align-items:center;justify-content:space-between;padding:18px 19px;border:1px solid var(--line);border-radius:7px;background:#fff;font-size:13px;line-height:1.6}.hub-link:hover{background:#eaf3ec;border-color:#b3ccbd}.hub-link b{color:#6f9c81;flex-shrink:0}.hub-link[hidden]{display:none}.calculator h1{font-size:clamp(32px,3.5vw,49px);line-height:1.2;letter-spacing:-1.3px;margin:32px 0}.calculator-frame{max-width:100%;min-width:0;background:white}.calculator-frame iframe{width:100%;max-width:100%;border:0;display:block}.closing-offer{display:flex;align-items:center;justify-content:space-between;gap:30px;background:#e3eee4;border:1px solid #cdded0;border-radius:13px;padding:33px;margin:38px 0 60px}.closing-offer h2{font-size:27px;margin:12px 0}.closing-offer p{font-size:13px;color:#607866}.closing-offer .button{font-size:12px;white-space:nowrap;border-radius:5px}.site-footer{display:block;padding-top:37px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:35px}.footer-brand{font-size:25px;color:#244b3b;font-weight:650;letter-spacing:-.8px}.footer-brand span{font-size:13px;margin-left:3px;color:#679179}.footer-grid p{font-size:12px;margin-top:14px}.footer-grid nav{display:grid;align-content:start;gap:11px;font-size:12px}.footer-grid nav h2{font-size:12px;font-weight:650;letter-spacing:0;margin-bottom:8px}.footer-grid a:hover{text-decoration:underline;color:#176958}.footer-bottom{border-top:1px solid var(--line);padding-top:22px;margin-top:30px;display:flex;justify-content:space-between;gap:20px;font-size:11px}.footer-bottom nav{display:flex;gap:22px}
@media(max-width:1050px){.layout{grid-template-columns:220px minmax(0,1fr)}.sidebar{padding-left:18px;padding-right:18px}.brand{font-size:21px}.workspace main{padding:0 30px}.topbar{padding:0 30px}.hub-links{grid-template-columns:repeat(2,minmax(0,1fr))}.hero-lower{gap:25px}.hero-lower .lead{font-size:16px}}
@media(max-width:900px){.layout{display:block}.sidebar{position:fixed;left:0;top:0;width:265px;transform:translateX(-100%);transition:transform .2s}.sidebar.open{transform:translateX(0)}.menu-toggle{display:block;border:0;background:none;font-size:23px;color:#244b3b;padding:6px}.topbar{height:72px;gap:13px;padding:0 20px}.topbar>p{display:none}.topbar .header-cta{margin-left:auto;font-size:11px;padding:12px 14px}.mobile-brand{display:flex;align-items:center;gap:8px;font-size:18px;letter-spacing:-.6px;font-weight:650}.mobile-brand span{font-size:9px;align-self:flex-start;margin-left:-5px;color:#176958}.hero-lower{grid-template-columns:1fr 1fr}.workspace main{padding:0 24px}.article-index ol{columns:1}.hub-links{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:650px){.workspace main{padding:0 20px}.topbar{padding:0 15px;gap:8px}.mobile-brand{font-size:16px;gap:6px}.mobile-brand img{width:27px;height:27px}.topbar .header-cta{padding:11px 10px;font-size:10px}.article-hero h1{font-size:33px;letter-spacing:-1px}.hero-lower{grid-template-columns:1fr;gap:27px}.hero-lower .lead{font-size:16px}.hero-lower .button{font-size:13px}.article-body{font-size:15px}.article-body h2{font-size:27px}.article-body h3{font-size:22px}.article-body .cards-grid,.article-body .card-grid{grid-template-columns:1fr}.article-index{padding:19px 21px}.article-index summary{font-size:13px}.hub-links{grid-template-columns:1fr}.finder-heading h2{font-size:23px}.choice-grid{grid-template-columns:1fr}.choice-grid button{min-height:140px}.choice-grid button>b{font-size:15px}.choice-grid button>span:not(.choice-icon){font-size:12px}.finder-result{display:block}.finder-result .button{margin-top:18px}.closing-offer{display:block;padding:25px}.closing-offer h2{font-size:25px}.closing-offer .button{margin-top:20px;white-space:normal}.footer-grid{grid-template-columns:1fr 1fr;gap:28px}.footer-grid>div{grid-column:1/-1}.footer-bottom{flex-wrap:wrap;gap:16px}.site-footer{padding:30px 20px}.breadcrumbs{font-size:10px}.calculator h1{font-size:31px;overflow-wrap:break-word}}
.v1{--muted:#5b7069}.v1 .topbar .header-cta,.v1 .topbar .header-cta:hover{color:#fff}.topbar>a.mobile-brand{display:none}.v1 .sidebar nav a{color:#4b665a}.v1 .sidebar nav a.selected{color:#176958}@media(max-width:900px){.topbar>a.mobile-brand{display:flex}}
.v1 .topbar>a.mobile-brand{font-size:18px;font-weight:650;gap:8px;white-space:nowrap;letter-spacing:-.6px}@media(max-width:650px){.v1 .topbar>a.mobile-brand{font-size:16px;gap:6px}}@media(max-width:360px){.v1 .topbar>a.mobile-brand{font-size:14px;gap:5px}}
.article-body a.button:hover,.article-body a.button:focus-visible{color:#fff}
/* Individueller Layoutentwurf: Haftpflichtansprüche */
.claims-demo .hero-lower{align-items:start;gap:32px}.claims-demo .hero-lower .lead{margin-top:0;font-size:16px;line-height:1.8}.claims-highlight{background:#173f3b;color:#fff;border-radius:10px;padding:24px 26px;margin:23px 0 0;box-shadow:0 10px 25px #173f3b0a}.claims-highlight .claims-kicker{font-size:10px;letter-spacing:1.4px;text-transform:uppercase;color:#b9dbca;margin:0 0 9px}.claims-highlight h2{font-size:23px;line-height:1.3;letter-spacing:-.6px;margin:0 0 18px;color:#fff}.claims-highlights{display:grid;gap:12px}.claims-highlights>div{display:grid;grid-template-columns:29px 1fr;column-gap:11px;align-items:start}.claims-highlights span{grid-row:span 2;color:#9bc9b0;font-size:12px;padding-top:3px}.claims-highlights strong{font-size:14px;line-height:1.5}.claims-highlights small{font-size:11px;line-height:1.6;color:#c8ddd4}.claims-demo .hero-lower .button{margin-top:15px}.claims-demo .review-date{margin-top:14px}.claims-reading-layout{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:34px;align-items:start;margin-top:25px}.claims-reading-layout .article-body{max-width:none;width:100%;margin:0 0 50px}.claims-reading-layout .article-body>h2:first-child{margin-top:0}.claims-sidebar{position:sticky;top:101px;min-width:0;padding-top:3px}.claims-sidebar-card{background:#fff;border:1px solid #c8dcd0;border-radius:12px;padding:25px 23px;box-shadow:0 10px 32px #1d433a06}.claims-side-symbol{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:10px;color:#176958;background:#e7f2e9;font-size:23px;margin-bottom:22px}.claims-sidebar-card .eyebrow{font-size:9px;line-height:1.7;margin-bottom:12px}.claims-sidebar-card h2{font-size:24px;line-height:1.25;letter-spacing:-.6px;margin:0 0 15px}.claims-sidebar-card>p{font-size:13px;line-height:1.8;color:#5a746b}.claims-sidebar-card ul{list-style:none;padding:0;margin:20px 0;font-size:12px;line-height:1.8}.claims-sidebar-card li{padding:8px 0 8px 19px;border-bottom:1px solid #eaf0eb;position:relative}.claims-sidebar-card li:before{content:'✓';position:absolute;left:0;color:#176958}.claims-sidebar-card .button{width:100%;text-align:center;justify-content:center;font-size:12px;border-radius:5px;padding:15px 9px}.claims-sidebar-card .claims-side-foot{font-size:10px;line-height:1.6;margin:14px 0 0}.claims-demo .article-body .claims-early-cards{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.claims-demo .article-body .claims-early-cards .card{padding:19px 16px;background:#fff}.claims-demo .article-body .claims-early-cards h3{font-size:17px;line-height:1.35;margin-bottom:9px}.claims-demo .article-body .claims-early-cards p{font-size:13px;line-height:1.8;margin:0}.article-body .cards-grid>.notice{margin:0}
@media(max-width:1200px){.claims-reading-layout{grid-template-columns:minmax(0,1fr) 250px;gap:25px}.claims-demo .article-body .claims-early-cards{grid-template-columns:1fr}.claims-highlight{padding:21px}}
@media(max-width:1000px){.claims-reading-layout{grid-template-columns:1fr}.claims-sidebar{position:static;max-width:650px;margin:0 0 30px}.claims-demo .article-body .claims-early-cards{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:650px){.claims-demo .hero-lower{gap:28px}.claims-highlight{padding:22px}.claims-demo .article-body .claims-early-cards{grid-template-columns:1fr}.claims-sidebar{max-width:none}.claims-demo .article-body .claims-early-cards .card{padding:22px}.claims-demo .article-body .claims-early-cards h3{font-size:20px}.claims-demo .article-body .claims-early-cards p{font-size:14px}.claims-demo .article-hero{padding-bottom:25px}}
/* Freigegebener Aufbau für redaktionelle Unterseiten */
.claims-highlights>a{display:grid;grid-template-columns:29px minmax(0,1fr);column-gap:11px;align-items:start;color:#fff;text-decoration:none;border-radius:5px;padding:7px 5px;margin:-3px -5px}.claims-highlights>a:hover,.claims-highlights>a:focus-visible{background:#ffffff12;color:#fff;outline-offset:3px}.claims-highlights>a strong{font-size:13px;line-height:1.6;font-weight:600}.claims-highlights>a span{grid-row:span 2}.claims-reading-layout .article-body .editorial-key-point{padding:23px 26px;border:1px solid #d1e0d5;background:#edf4ed;border-left:4px solid #83a58d;border-radius:8px;margin:28px 0}.article-body .editorial-key-point>h3,.article-body .editorial-key-point>h4{margin-top:0}.article-body .editorial-key-point>p:last-child{margin-bottom:0}.claims-demo .hero-lower:not(:has(figure)){max-width:100%;grid-template-columns:minmax(0,780px)}
@media(max-width:650px){.claims-highlights>a strong{font-size:14px}.claims-reading-layout .article-body .editorial-key-point{padding:20px}}
.legacy-summary-card{padding:25px 28px;margin:28px 0;border:1px solid #d4e1d8;border-radius:10px;background:#fff}.article-body .legacy-summary-card>p:first-child{margin-top:0;font-size:18px;line-height:1.5}.article-body .legacy-summary-card ul,.article-body .legacy-summary-card ol{margin-bottom:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:30px;row-gap:8px}.article-body .legacy-summary-card li{margin:0;font-size:14px;line-height:1.8}@media(max-width:650px){.legacy-summary-card{padding:22px}.article-body .legacy-summary-card ul,.article-body .legacy-summary-card ol{grid-template-columns:1fr}}
.claims-highlight .claims-highlight-title{font-size:23px;line-height:1.3;letter-spacing:-.6px;font-weight:650;margin:0 0 18px;color:#fff}
/* Grid children may shrink to the mobile reading column, including long headings. */
@media(max-width:650px){.article-body .cards-grid,.article-body .card-grid{grid-template-columns:minmax(0,1fr)}.article-body .cards-grid>.card,.article-body .card-grid>.card{min-width:0;max-width:100%}}
/* Preserve readable mobile columns when URLs or unusually long insurance terms occur. */
.article-body p,.article-body summary,.article-body a{overflow-wrap:break-word}
.claims-highlights>a,.claims-highlights>div{grid-template-columns:29px minmax(0,1fr)}
.claims-highlights strong{min-width:0;overflow-wrap:break-word}
.article-hero h1{hyphens:manual}